Posted in beauty, Health, Healthcare, natural remedies, skin care

Masking It with Groceries

Skin care is a vital part to beauty.  If you have healthy and clear skin, layers of makeup are not necessary.  Believe it or not, you may not have to look beyond your 9e1b70a785b19d7d_shutterstock_124965608refrigerator for effective beauty masks that make your skin healthier.

There are two particular face masks I use regularly that are tried and true.

Egg Yolk Mask:

 

Sounds gross, but it is amazing.  Take an egg and crack it placing the contents in a bowl.  You may beat it and make it frothy, if you like.  Spread it across your face and carefully avoid your eyes.  The consistency will feel a little slimy at first, but it will dry.  Once it dries your face will tighten significantly.  Once it is completely dry, (I usually wait about 10-15 minutes), gently wash it off in a circular motion.  Try to avoid your hairline, because that could become cumbersome.  Voila!  Nice fresh skin.

Coffee and Milk Mask:

coffee_grounds_x6Coffee is great as a scrub and milk contains lactic acid which is an active ingredient in spa grade skin peels.  This mask is fantastic but it can be messy.  Place four table spoons of coffee grounds in a bowl.  Add milk slowly while stirring it until it makes a paste.  Add more coffee if the consistency is too fluid.  Add more milk if it is too hard and thick.  Apply the paste onto your face.  Make sure it is in the bathroom as it may drip a little.  It will eventually harden once dry and you may experience a little tingly sensation from the lactic acid.  Sitting with the mask on anywhere from 5 – 30 minutes is acceptable.  When ready wash it off with warm water while gently massaging the coffee grounds into your skin.  This mask is great for exfoliation and revitalization which makes up for the mess.

Honorable Mention:

1-lemon-wedges-on-white-background-colin-and-linda-mckieLemon Juice! Although it is not a face mask, if you can stand it, it can clear up trouble spots on your face.  If your skin is misbehaving, lemon juice is a great astringent.  Citric acid, which is also found in spa grade peels, are great for zits, wrinkles, and hyper pigmentation.  Make sure your face is clean first.  Take a cotton ball and soak it in lemon juice and apply it.  It will almost immediately tingle. Try to withstand the tingling for at least one minute.  I usually fan my face so that I may hold out a bit longer.  Then wash your face with lukewarm water.

Give these natural face masks a whirl.  It just may be the beauty hack of all beauty hacks that have you looking nice and glowing for a mere fraction of the cost of beauty products.

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Posted in Healthcare, Life

5 Things You Should Do When You Receive a Medical Bill:

1.  Call the doctor’s office

If you do not understand what you are billing for, ask the doctor’s office. Although we rely heavily upon computers and information technology, we cannot take for granted the information we are being given is correct. Not only do people make mistakes, in this day and age in the ever changing world of health care, but computers do too. For that very reason, it does not hurt to call the doctor’s office and go over statement to be certain the amount due, in fact, your responsibility.

2. Call the insurance company.

Remember, you are a subscriber to your insurance plan and are entitled to a detailed explanation on how your visit was processed. There is a Member Services telephone number printed on the back of your insurance card. Don’t be afraid to use it and interrogate the insurance company like a parent wanting to know where their child had been because of broken curfew. Compare notes with the representative to the statement in hand for inconsistencies. * If there is an inconsistency, ask the representative to conference call you in with the doctor’s office to insure you are all on the same page.

3. Take Notes

Jot down the names of everyone you spoke with and ask for a reference number for the phone call. It is not unusual for a medical claim to come back to haunt you after having been reassured things were resolved. Computers and people make mistakes. If you come across another statement you have all your references together to them where to go…. To speak with whomever it concerns, of course.

4. Ask Questions about that particular service

Often you may end up having to pick up the tab for certain services that aren’t considered part of a doctor’s office visit. For example, when a patient sees the doctor and the doctor runs a necessary diagnostic test every time a patient comes to monitor their health, this might generate additional copayments or a deductible charge weeks after a patient was seen. IF you happen to be a frequent flyer type of patient, it wouldn’t hurt to look over that portion of what you may be held responsible for down the road.

5. Make a payment plan

If you’re like me, and are not part of the 1%, you can get taken aback at the cost of your stint in the hospital, MRI Center, blood lab, etc. To avoid collections and all other nightmares that follow, request a payment plan. A small percentage monthly beats 100% of nothing and all providers dig that. If you’re on a fixed income, apply for hardship and they will certainly work with you. You have everything to gain and nothing to lose.